Mortgage Lenders – Your Options

Finding your dream home is usually the simplest part of the house buying process! Once you see somewhere you want to put in an offer for, you�ll want to move fast. It helps, therefore, to have your mortgage sorted before you find somewhere you want to buy.

You can choose a lender and mortgage, apply for the loan and get your mortgage �approved on principle� before you even start looking for a house. This means that you know what your budget will be and can be fairly certai…

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Types of Home Equity Loans

Home equity loans are a way of using the money that you’ve invested in your mortgage by borrowing against it. Essentially, a home equity loan is a ‘second mortgage’ – a loan secured by your property. If you don’t make good on your payments, the lending company or bank can force the sale of your house to recover their money.

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