Mortgage 101 – Rational Decision Making
Is the Time Right for You to Re-mortgage?
A big part of getting approved or rejected in the mortgage process lies in your ability to make rational, unemotional decisions. It’s essential that you separate yourself from the emotional issue of getting a house and approach the whole process like a business.
People get a bit goofy when it comes to money� especially when it comes to their money and in the case of the getting a mortgage you’re talking about the most money anyone will ever spend. As a result, if you can t…
Good Mortgage Broker vs. Bad Mortgage Broker
Five reasons why you could benefit from a re-mortgage and how that benefit can be turned into a real profit for your future.
Mortgages And Home Financial Planning
How do you know if your mortgage broker is an expert? How do you know if he/she is honest? Here are few tips to help you sort the good brokers from the bad ones.
Home Loans and Negative Amortization
Buying a property is likely to be the largest purchase you ever make � finding the right deal for you means choosing one mortgage from the many hundreds available. This will be much easier if you know what you�re looking for.
What�s Your Status?
Depending your life situation, age, income and financial status, you will need different things from your mortgage. Whether that�s flexibility, low rates or security, take the time to have a good look at where you are now, and w…
Tax Reform Limit of Mortgage Tax Deduction
Owning a home is undoubtedly the American Dream and the bedrock of middle class. Negative amortization, however, can turn the dream into a nightmare if you are not careful.
No Money Down, No Problem
A committee appointed by President Bush has come up with an alarming recommendation. They want to limit the tax deduction for mortgage interest!
Beware of Mortgage Redemption Fees
If you are on the market for a mortgage and you believe that you are out of luck because you are lacking a down payment. Dont worry. There just may be a program out there for you.
Home Loans and Government Websites
Recent research by the Moneyfacts mortgage team has highlighted an alarming increase in the number of mortgage providers who have increased their redemption fees.
Adverse Credit Mortgages – Home Buying Tips
One of the keys to maintaining the middle class in America is homeownership. In fact, the government takes an active role in promoting ownership through incentives.
Bad credit mortgage loans are available to individuals with bankruptcies, foreclosures, repo’s, low credit ratings, etc. Unfortunately, having a negative credit rating means a higher mortgage rate and a limited choice of lenders. Still, there are numerous home loans to choose between. Thus, homebuyers with bad credit can easily qualify for a mortgage.
Who are Mortgage Brokers?
If buying a home with bad credit, a mortgage broker is your best friend. Without using a broke…